Terms of Use

1. Acceptance of Terms

These Terms of Use are subject to change at any time. By continuing to use Smart Stock Diagnosis after we have updated these Terms of Use, you are indicating your agreement to the revised terms. Our Terms of Use are always accessible, and you can review them at any time.

To ensure you have the latest version available, simply refresh this page. Your continued use of the service constitutes acceptance of any modifications to these terms.

2. Service Description

Smart Stock Diagnosis provides AI-powered stock analysis and market insights through our website and related services. Our platform offers:

• Real-time stock analysis and recommendations
• Market data and financial information
• Portfolio tracking and management tools
• Educational resources and market insights
• Risk assessment and investment guidance

We reserve the right to discontinue or modify any service or feature at any time without prior notice.

3. User Responsibilities

Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate and complete information when creating your account
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized use of your account
• Use the service in compliance with all applicable laws and regulations

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Using automated data collection methods, scripts, or bots
• Attempting to gain unauthorized access to our systems
• Distributing malware or harmful code
• Violating any applicable laws or regulations
• Interfering with the proper functioning of the service
• Reproducing, distributing, or creating derivative works without permission

4. Investment Disclaimer

Our AI analysis and recommendations:

• Are based on historical data and market patterns
• Do not guarantee future performance or results
• Should be used as one factor in your investment decision-making process
• May not be suitable for all investors or investment strategies

You acknowledge that all investments carry risk, including the potential loss of principal, and that past performance does not guarantee future results.

5. Intellectual Property

All content, features, and functionality of our service, including but not limited to text, graphics, logos, images, and software, are the exclusive property of Smart Stock Diagnosis or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our service for personal, non-commercial purposes only. This license does not include any right to:

• Resell or make commercial use of the service
• Download or copy account information for other parties
• Use data mining, robots, or similar data gathering tools
• Reverse engineer or attempt to extract source code

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

By using our service, you consent to the collection and use of your information as described in our Privacy Policy. We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

7. Limitation of Liability

To the fullest extent permitted by law, Smart Stock Diagnosis shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the service.

Our total liability to you for all claims arising from or related to the service shall not exceed the amount you paid us in the twelve months preceding the claim.

8. Subscription and Billing

Some features of our service may require a paid subscription. By subscribing to our service, you agree to pay all applicable fees as described at the time of purchase.

• Subscription fees are billed in advance on a recurring basis
• You may cancel your subscription at any time through your account settings
• Refunds are available only for annual subscriptions within 7 days of payment
• We reserve the right to change our pricing with 30 days' notice

9. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice, if you breach these Terms of Use or engage in any prohibited activities.

You may terminate your account at any time by contacting our support team or using the account deletion option in your profile settings. Upon termination, your right to use the service will cease immediately.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New Jersey, United States, without regard to its conflict of law provisions.

Any disputes arising from these terms or your use of the service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.